The Three Types of Karma and the 'Initiation'
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That can Burn Them
Basically we have three layers of karma: agamya, prarabdha and sanchita.
Sanchita karma is like a bank, a reserve bank. Understand, this may not be the first time you have taken a body and come to planet Earth. You might have taken millions of bodies before! In those millions of bodies, whatever thoughts you had, whatever you spoke, whatever actions you did, all those unfulfilled experiences have become your engrams – engraved memories. Put together, they are called sanchita karma. In Sanskrit, there is one more word: samoochita for this. When I say 'bank', it is not a collection or saving, it is debt! You will have to empty out all the credit!
The next type of karma is prarabdha karma. Prarabdha means, from the sanchita bank of karma you take some karma, create your body out of it and decide to enjoy and exhaust all those karma through that body when you take birth. So prarabdha is just a small bit which you have brought into this life, to enjoy or exhaust through this body of yours.
The third type of karma is the worst. It is the agamya karma, the karma which you start collecting after coming down to planet Earth, because of fresh thoughts, words and deeds of yours.
Anybody who lands on planet Earth has to exhaust his prarabdha karma before he dies. For example, let us say you have 1000 karma in your sanchita bank. Let us say, when you take up your body, when you assume your body, out of this 1000 karma, you take only 10 karma as your prarabdha karma saying, 'Let me finish these ten karma this time.' However, after coming down, instead of exhausting your own karma, you start watching others and collect karma based on their desires. These are called borrowed desires. Because of these borrowed desires, you create certain thoughts, words and actions.
For example, if you see someone more beautiful than you, your thoughts multiply due to comparison and jealousy. You create karma based on thoughts. Sometimes you talk ill of others, without knowing any of the related facts. When you do this, you accumulate karma based on words. All your actions are invariably driven by greed or fear and therefore end up being superficial actions, adding to your karma. In this fashion, you end up collecting, say 200 karma. By the time you go back, what will happen? Your bank balance would have increased by 200! You did not exhaust the 10 karma with which you came, but you collected 200 more.
What will happen the next time you take the body? Your sanchita is 990 plus 210 karma now – 200 karma more than the last birth. Again you take 10 out of it and come down with another body. But you only collect more and go back. This becomes a vicious circle. This is what we call janma marana chakra – life-and-death cycle, continuously taking a body and dying, again and again.
Instead, while you are living, if somebody gives you the knowledge that you are not just the body or the mind, and it is karma that is influencing you, then the influence of that karma over you will begin to come down and you start exhausting the prarabdha karma that you came down with.
Let us say you brought 10 karma with you when you took this body and came down. Suppose in these 10 prarabdha karma, you have 3 which will put you in depression, meaning 3 samskara or 3 engrams (engraved memories) which have the power to put you in depression. If you continue to obey those engrams and fall into depression, they will not remain just 3, but will probably become
10. The additional 7 karma are the agamya karma. Instead of exhausting prarabdha, if you decide to remain with it, you collect agamya.
On the other hand, whenever these 3 engrams put you in depression, if you have learned how to come out of the depression with the help of the initiation or clicks, then these 3 will start losing their power over you! So, over time, of the 10 karma, 3 will leave you! Whenever you reduce the influence of prarabdha on yourself, not only will the prarabdha get burnt, the chances of accumulating new karma, the agamya karma, will also come down.
Let us see how.
Whenever the prarabdha loses its influence over you, you stop collecting agamya. So when the influence of these 10 engrams over you stops, the agamya collection will also stop because it is these 10 engrams that are responsible for the collection of further engrams or karma.
With just the help of the initiations, you can reduce the prarabdha's influence over you and move towards your inherent state of joy. You can reclaim your pure and unwavering inner space. You can also stop collecting agamya karma.
Initiation means the ideas or knowledge or the clicks that bring you out of these depressive thoughts, that bring you out of the influence of your prarabdha.



