CHAPTER 2: Physics, Chemistry and Biology of Karma
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Physics, Chemistry and Biology of Karma
Basically we have three layers of karma:
1
Sañcita or Chemistry of Karma
2
Prārabdha or Physics of Karma
3
Āgāmya or Biology of Karma
Sañcita karma (Chemistry) is like a bank, a reserve bank.
Understand this may not be the first time one has taken a body and come to planet Earth.
Put together, they are called Sañcita karma (Chemistry).
In Sanskrit, there is one more word: samoochita for this.
Physics, Chemistry and Biology of Karma
The Karmas acquired from the moment one started feeling he is an individual independent entity; the moment one starts feeling he exists individually - from that moment till this moment - whatever ripple effects of actions created, sediments of the action waves that happened, the impressions of the Karmic effect that happened, the Vāsanā and Samskāra both put together is called Sañcita karma (Chemistry). When I say 'bank', it is not a collection or saving, it is debt. The individual will have to empty out all the credit.
Prārabdha or Physics of Karma
The next type of karma is Prārabdha
karma (Physics). Prārabdha (Physics)
means from the Sañcita (Chemistry)
bank of karma one takes some karma,
creates his body out of it and decides
to enjoy and exhaust all those Karmas
through that body when one takes
birth. So Prārabdha (Physics) is just a
small bit which one has brought into
this life, to enjoy or exhaust through
this body of his. Physics is the
happening. What you manifest is
physics - powers, or powerlessness,
whatever. Any happening is only these
two.
Physics is the result of inner space or
biology of karma. When an idea or a
thought causes an action, the
happening of that action is physics of
karma. Physics is also changing; it is
not stagnant because as the
cognitions change even the actions
will naturally change. Being able to do
power manifestation in every level of
life; manifesting one's desires and
realities whether it is money, job,
health or relationships is physics. The
eternal expansion of the universe also
happens through physics. There are
only two units in the physics of karma:
powers or powerlessness. Anything
that happens is only these two.
Through the physics of karma it is
possible for you to manifest anything
you want. Any reality can be
manifested through physics of karma.
Whether it is the expansion within you
(microcosm) through power
manifestation or the continuous,
eternal expansion of the universe
(macrocosm). Both the microcosm and
macrocosm get expanded through
physics of karma. When you add
powerful cognitions to physics you will
be able to break the physics of matter
and go beyond matter to manifest
your realities even from other worlds,
other lokas.
Physics, Chemistry and
Biology of Karma
ĀGĀMYA OR
BIOLOGY OF
KARMA
The third type of karma is
the worst. It is the Āgāmya
karma (Biology), the karma
which you start collecting
after coming down to planet
Earth, because of fresh
thoughts, words and deeds
of yours.
HOW ARE PHYSICS,
CHEMISTRY AND
BIOLOGY OF KARMA
IMPACTING YOU?
Anybody who lands on planet
Earth has to exhaust his
Prārabdha karma before he dies.
For example you have 1000
Karmas in your Sañcita bank.
When you take up your body,
when you assume your body, out
of this 1000 karma, you take only
10 karma as your Prārabdha karma
saying, 'Let me finish these ten
karma this time.'

However, after coming
down, instead of exhausting
your own karma, you start
watching others and collect
karma based on their
desires. These are called
borrowed desires. Because of
these borrowed desires, you
create certain thoughts,
words and actions. For
example, if you see someone
more beautiful than you,
your thoughts multiply due
to comparison and jealousy.
You create karma based on
thoughts. Sometimes you
talk ill of others, without
knowing any of the related
facts. When you do this, you
accumulate karma based on
words.

How Are Physics, Chemistry and Biology of Karma Impacting You?
All your actions are invariably
driven by greed or fear and
therefore end up being
superficial actions, adding to
your karma. In this fashion,
you end up collecting, say
200 Karmas. By the time you
go back, what will happen?
Your bank balance would
have increased by 200! You
did not exhaust the 10
Karmas with which you
came, but you collected 200
more.
What will happen the next time you take the body? Your Sañcita is 990 plus 210 Karmas now – 200 Karmas more than the last birth. Again you take 10 out of it and come down with another body. But you only collect more and go back. This becomes a vicious circle. This is what we call Janma Marana Chakra – life-and-death cycle, continuously taking a body and dying, again and again. Instead, while you are living, if somebody gives you the knowledge that you are not just the body or the mind, and it is karma that is influencing you, then the influence of that karma over you will begin to come down and you start exhausting the Prārabdha karma that you came down with.
On the other hand, whenever these
3 engrams put you in depression, if
you have learned how to come out
of depression with the help of
initiation or clicks, then these 3 will
start losing their power over you. So,
over time, out of the 10 Karmas, 3 will
leave you. Whenever you reduce the
influence of Prārabdha on yourself,
not only will the Prārabdha get
burnt, the chances of accumulating
new karma, the āgāmya karma, will
also come down. Patanjali reveals an
important sacred secret. Prārabdha
is not a quantity. Take an example of
a dam. There is a huge dam.
Whatever water is stored in that
dam is Sañcita.
Prārabdha is not whatever water is getting released from that dam for irrigation. If you think of a river as the flow of life, all the water stored as Āgāmya, we may think the water released from storage to the life from the time being is Prārabdha. But Patanjali reveals an important technique sacred secret - the water released is not Prārabdha the shape of the gateway where the water is getting released is the Prārabdha, which means Karmas get active only in favourable condition. It means all the water available in the storage – Sañcita is available to you, then what becomes Prārabdha? What expresses in this body is decided based on the conditions you create for yourself. If you are doing good actions, the great merit you get is desire to do more good action. Prārabdha if it is taken as a quantity of karma, you cannot change it. It is the possibilities you create. That is where the freedom to alter your life comes into place.

QUESTION
Dear Swamiji – What is to be done in each phase to prepare for the next phase of life. What is to be done in each phase to prepare for the next phase besides action . Thank you Gratitude.
ANSWER
Prārabdha is broad Karmas, Āgāmya is accumulated Karmas, Sañcita is saved Karmas. Saved for janmas is Sañcita. Let me be very honest, you cannot do anything with Sañcita. Sañcita can be melted only by me working directly on it. You can do only 2 things – Āgāmya and Prārabdha . Prārabdha is more like thoughts – engrams and patterns. Āgāmya is more like muscle memory and bio memory which have become part of you. See Prārabdha is more like a pattern the thought trend the Saṁskāra. A when I say Āgāmya I want to make it very clear – two parts the pattern of doing continuous actions and accumulations knowing it brings suffering ....you know by getting angry irritated and you are going to suffer but you don't bother about it because that is become part of you. The possibility of accumulating more and more Āgāmya itself is a pattern. In Āgāmya there are two – one – you do a certain action now and accumulate karma, Second this constant pattern of doing action and accumulating karma even though it is wrong and it is not good for you, dangerous for you. Too much of unawareness.
FREQUENTLY ASKED QUESTIONS •
Question - Dear Swamiji, can initiation by an enlightened master in this life free me of Karmas accumulated in past lives? How?
Answer - No. You can change your Prārabdha through a simple, strong will or Saṅkalpa. The strength of the Saṅkalpa can cause a rebirth in you in this birth itself. The next birth can happen now itself. For example, people, especially householder disciples who feel they are caught up in their responsibilities ask me, 'Swamiji, please bless me that I should be with you at least in my next birth.' There are so many examples where they have been able to come and live in the ashram just a few months later. It is just the strength of the will. Our Core Beliefs are like major questions we have about life – life, death, karma, renunciation, Dharma, artha, kāma, Mokṣa – all these are Core Beliefs.
Very simple things - your existence is eternal. You are going to take the next births based on the cognitions you cherished most when you lived in this body. When you live in this body, the most consciously cherished cognitions, understand. Unconsciously cherished cognitions have no power over you. For example, if you have been unconsciously eating, eating, eating, eating, eating - don't worry.

The moment the Jāṭarāgni,
digestion fire stops in your
body - no sins associated to
eating comes with you. The
moment you stop drinking
means the system stops
digesting liquid - all the
actions and karma related to
drinking drops and it cannot
come with you.
If you drink, you may die
because of liver failure, liver
cirrhosis. But, the karma is not
going to come and you are
not going to be tortured
somewhere in some
hell or anything. Be very clear,
the hormonal ups and downs
are different. Your eternal
existence is different.
Biggest delusion for human beings
is you are being taught and told
choices are freedom, choices are
expansion. If you have more choices,
you are successful is the stupid idea.
I am not against choices. But I am
against thinking choices as the
ultimate solution for life. With
choices, you may be over choiced or
under choiced, you may be over
pleasured or under pleasured, you
may be overpaid or underpaid, you
may be over sexed or under sexed,
understand. Choices in length,
breadth, depth is not freedom.
If you experience powerful
cognitions as your existence and
your depth raises. Ironing out your
thought currents with the powerful
cognitions is called Sāṅkhya. I can
give you one small example.
Fundamental truths from Kapila -
karma theory, reincarnation theory,
your existence is eternal, these
great truths - just try to chew them
inside. That depth they can cause,
the understandings they can cause,
the liberation they can give -
cannot be compared to any
amount of choices, understand.
Whether to eat a sweet, even as a ten
year old boy, such simple decisions
like whether to eat a sweet or not,
whether to go out and play or not - I
took from the powerful cognitions.
Even those simple decisions, whether
to wear this dress or not, whether to
go to some place or not, whether to
engage with somebody, have
friendship or not - all these were from
powerful cognitions. And I tell you,
again and again and again I am
feeling grateful for those Gurus who
instilled the habit of operating from
the powerful cognitions as my lifestyle.
